Car insurance

[misterpurple]

Just passed me test. Anyway, insurance is a bitch 'cos I'm a bloke. BUT, i have an ingenious plan to declare myself a pre-op transexual (i think that's the right one) - a woman in a man's body - in order to get it cheaper. Has anyone tried this, and would it work or would i just get banged up for insurance fraud? Serious question.

[ali_hire]

If you are actually serious about telling them this (which I seriously doubt) you may as well not bother getting insurance at all.

Providing an insurance company with false information is a criminal offense and will, at best, void your policy and, at worst, land you in court.

[_chris]

But saying hes pre-op isn't lying, hes still a man and hasn't had the operation to turn him to a women, thus pre-op. They can't ell if he feels a women inside, I doubt they'ld give you lower premiums for that though, probably goes on your birth certificate.

[Illustrious]

gotta damn that penis tax to hell lol. I checked it all out for me and it works out I would be paying an extra £150 just because Im male.
To be honest, with what Im packing, I dont think £150 is enough

[mfat_man]

I've got a Suabaru WRX STI.... you don't want to even think about the insurance on that one

It's a right animal though

[Tartan_Terrier]

Just passed me test. Anyway, insurance is a bitch 'cos I'm a bloke. BUT, i have an ingenious plan to declare myself a pre-op transexual (i think that's the right one) - a woman in a man's body - in order to get it cheaper. Has anyone tried this, and would it work or would i just get banged up for insurance fraud? Serious question.

Just curious, but how much have you been quoted?

[jezb]

Confused.com is my best suggestion.

I have a Alfa GTV 3.0 V6 and im 25, but luckily I live in a rural area so its a low risk area.

Put your mum/wife/girl friend on your insurance as well, should lower it a bit.

Unfortunately its going to be a bitch when you've only just passed.

[mfat_man]

Confused.com is my best suggestion.

Mine is on a specialist now and becuase it has a tracker the quote is lower than the last company. Try Llyod's inurance they used to have a good comparison site and I used them a couple of times.

[jay999]

Try quinn direct and bell. I used them when i first passed my test. Can drive a 2.8 litrer VW golf V6 for about 1500 a year at the age of 18. Fairly reasonable considering

[misterpurple]

£2791.65 with penis.
£939.75 without penis.

For a f***in Punto.

Can drive a 2.8 litrer VW golf V6 for about 1500 a year at the age of 18.

Pull the other one

[ofens]

£2791.65 with penis.
£939.75 without penis.

Reminds me of a sign I once saw round the back of a pub.

I'm going to call up my insurance company now just to tell them I have no penis, will let you know what the result is.

[misterpurple]

Cheers mate If they don't believe you see if they'll give you the £1851.90 difference (or whatever yours is) to chop it off yourself

[ali_hire]

£2791.65 with penis.
£939.75 without penis.

For a f***in Punto.

That's disgusting! Even if you're driving the 1.8hgt that's an awful quote! You can do much better by shopping around.

Some people really rate confused but everytime my renewal comes round I always get it cheaper by shopping around myself.

I currently pay £310 fully comp. on a 2.0l 306 Gti. I'm 22 and that's with RAC.

Can drive a 2.8 litre VW Golf V6 for about 1500 a year at the age of 18.

How did you manage this then? My 22 year old mate with 5 years NCB pays £1200 a year on the same car. I'd seriously like to know because I might able to save him money if this is true.

[jay999]

just get a quote from an insurance company. Then try www.bell.co.uk they will ask you your best quote. mine was something like 3,000. I put in all the details i said i would only drive 4,000 miles a year which aint too far off the mark. They asked for my no claims obviously i told them how much of that i had. I put my mum on the policy as a named driver she has lots of no claims. Thats the quote they gave me, with them you can kind of customise the policy you want so i put in 3rd party with none of the extras such as legal protection etc. I know its hard to believe but try it.